Thank you everyone for the mind words and constructive feedback. I appreciate both immensely but especially the latter.
The lens was a 90mm SK Angulon F/6.8 so I just need to drop the bed a small amount and it will be out of frame. The building is a working millers and feed seller, been around for 100 years or so in the area.
My own thought is it is a developing issue and a post processing issue and if I share something I saw in another image I took that might contribute to the explanation.
The shot above was taken about 30 minutes after the cricket shot below but with the sun behind me rather than to the left of frame. When I scanned the cricket image and zoomed in, one of the white shirts was like chunks of white rather than smooth pieces of white. It was a very bright day and it may be that's just how things look at large magnification. See below:

This was one of my first tries at stand development using Ilford DD_X in a 1:9 solution.
The negative was soaked in 20c water for 5 minutes then drained. Then 1 minute of agitation in the dev followed by 40 minutes stand. Stop and Fix using Ilford then wash. All done at 20C.
I scanned it 'flat' on an Epson 3200 then played around with it in Luminar, tweaking contrast, black and white point and cropping of course. Here is the flat scan.
Here is a flat scan of the cricket:
Please continue to share your thoughts and advice; I AM HERE TO LEARN.